The Quantum Blog

Knowledge That Propels You Forward.

Top BOP Classes 2018

Fri, Jun 22, 2018

AgentDirectExpress and RealTimeExpress, the leading provider of commercial insurance comparative rates for independent insurance agents, clusters, & wholesalers has released a report showing the top 5 Business Owners Policy (BOP) classes that were quoted in 2018 (first 6 months). Focused Marketing has become more important to independent agencies, especially in this digital market place. The [… ]

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Insurance Technology

Thu, Jun 21, 2018

Developing the 21st century IT workforce requires insurance companies and agencies to not only integrate business and technology strategies, but also to rethink the insurance IT professional core competency. It wasn’ t long ago that insurance technology agents and associations were exhorted to align with the company, today, that’ s old advice. The IT mandate is to [… ]

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5 Reasons to Allow Commercial Quote & Issue on Your Website

Thu, Aug 03, 2017

Did you know General liability, BOP, & Professional Liability can all be quoted and issued with a credit debit card from your website by your customer using Combined Consumer Portal? Convenience for your customers. Let’ s face it, many customers want a commercial quote at their convenience. Allowing commercial quote & issue from your website gives your customers [… ]

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Top 5 Business Owners Policy (BOP) Classifications

Thu, Oct 22, 2015

RealTimeExpress.com, the leading provider of commercial comparative rates for commercial independent insurance agents, clusters, & wholesalers has released a report showing the top 5 Business Owners Policy (BOP) classes that were quoted in the last six months. The report shows possible opportunities for independent agents that strive for focused marketing. Focused marketing allows the agent to [… ]

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Business Owners Policy. What Consumers Expect From Their Agent.

Tue, Dec 11, 2012

First, let’ s define Business Owners Policy (BOP). A BOP policy in general is a package policy that includes both property and general liability insurance. In many cases additional coverages can be added. A BOP policy covers businesses in the case of damaged or lost property. In other words, in the event of a claim, you’ ll receive enough [… ]

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Top 5 Ways to Write Small Commercial Business and Make More Money

Thu, Aug 26, 2010

Do you have clients asking for help with small commercial quotes, but you turn them down or pass them to other agents because you believe “ small commercial takes too much time?” If so, you’ re not alone. In fact, you are part of a sizable majority of agents. Most never write any small commercial business (less [… ]

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How To Make Money Writing Small Commercial for MGA’s

Fri, May 07, 2010

Question Can you make money writing small commercial? Answer Yes, but only if you are taking advantage of current technology. Yes, it is possible to make money writing small commercial business. Most MGA’ s, GA’ s, & Wholesalers shy away writing small commercial business because it cost them too much time to process and the margin for [… ]

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What is BOP Insurance?

Tue, Dec 29, 2009

Businesses big & small face many risks. Business owners need insurance to protect their business and assets. What is a BOP? Many business owners simply do not know. A BOP is a Business Owners Policy. It’ s a package of insurance. Coverages include Property Insurance, Business Interruption Insurance, & Liability Insurance. Most carriers also offer package enhancement endorsements. [… ]

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Walking, Working, Driving In A Winter Wonderland

Fri, Oct 30, 2009

Winter and potentially hazardous weather conditions are just around the corner. When employers ask their employees to take to the road, precautions should be taken. When employees return home, a different set of precautionary actions should be taken for their families. Some of those precautions are listed below. Traveling in possible icy or other hazardous [… ]

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Why Business Insurance?

Fri, Sep 25, 2009

Business Insurance can be used to cover fire or liability for your business. If you have losses in a fire, how would you continue to live? There is Business Income Coverage, or Extra Expense Coverage in case you need to set up somewhere else. This way customers don’ t forget you while you get back on [… ]

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